Finance any asset
What Are You Financing?
Choose your asset type to get started with tailored rates, terms, and tax estimates.
Calculate repayments, compare Chattel Mortgage vs Lease vs Operating Lease, estimate tax savings — and get matched to a licensed broker. Australia's most complete asset finance tool.
Not sure if you qualify? Check your eligibility in 60 seconds →
Choose your asset type to get started with tailored rates, terms, and tax estimates.
From calculator to broker match in under 2 minutes — no account needed.
Enter your asset details and instantly see repayments across Chattel Mortgage, Finance Lease, and Operating Lease — with tax estimates.
Answer 4 quick questions to get an instant traffic-light assessment. We'll match you to the right lender tier — prime, specialist, or private.
Submit your details and a licensed finance broker contacts you within 2 hours. No obligations, no fees to you, ever.
Side-by-side structure comparison. Real-time tax estimates. Eligibility pre-screen. All in one tool — built for Australian SMEs.
Use our free online calculators to compare repayments, tax savings, and total cost of ownership across every finance structure.
Calculate repayments, GST savings, and balloon options for the most popular business finance structure.
Work out fixed monthly lease payments with no ownership until end of term residual.
Estimate off-balance-sheet lease costs for equipment you use but don't need to own.
See your real take-home savings when your employer bundles a vehicle lease with salary packaging.
Compare the total cost of leasing versus buying outright so you can choose the right strategy.
Calculate your immediate tax deduction and net cost if you're eligible for the instant asset write-off.
Estimate repayments on secured commercial loans for business equipment and goods.
Work out repayments for new or used forklift acquisitions across any finance structure.
Calculate finance repayments for mini excavators and earthmoving equipment.
See monthly repayments and total interest for recreational or commercial boat finance.
Estimate repayments for caravan and camper trailer finance with flexible loan terms.
Calculate repayments for solar battery storage systems and compare finance vs upfront cost.
Thousands of Australian businesses use Asset Finance Australia to compare structures, save on tax, and get matched with the right broker.
“Saved us over $18,000 in tax on our new Kenworth. The calculator made it dead simple to see that a chattel mortgage was the right call for our fleet. Broker got us approved in 48 hours.”
🚚 Truck Finance — $320K“As a startup with less than 12 months ABN, I thought finance would be impossible. The broker they matched me with found a lender that worked with my situation — got my excavator within a week.”
⛏️ Earthmoving — $185K“We finance all our farm equipment through AFA now. The operating lease structure keeps our cash flow steady and the seasonal payment option was a game-changer for harvest season.”
🌾 Agricultural — $240K“The side-by-side comparison tool is brilliant. Instantly saw the difference between finance lease and chattel mortgage for our new HiLux fleet. Ended up saving $4,200 per vehicle in tax.”
🚙 Fleet — 6 vehicles“Used the novated lease calculator to work out my salary sacrifice packaging. Clear breakdown of FBT, GST and take-home pay. Much better than the dealership's confusing quote.”
⚡ Novated Lease — $62K“Needed a new CNC router for the workshop and had no idea where to start with finance. The eligibility quiz took 30 seconds and the broker called me the same afternoon. Settled in 5 days.”
⚙️ Equipment — $95KFinance is just the beginning. We help you protect, maintain, fuel, and track your asset — all from one platform.
Comprehensive cover from Australia's leading commercial insurers. Compare quotes in minutes.
Compare Insurance24/7 breakdown cover for trucks, utes, and commercial vehicles — from NRMA Business & Truck Assist.
Get CoveredSave on every fill with BP Plus, Shell Card, or Caltex StarCard. Easy reporting, no monthly fees.
Compare CardsCommercial tyres from Tyrepower and oils from Castrol — with trade account pricing.
Shop MaintenanceConnect to Xero, automate your bookkeeping, and keep ATO-compliant logbooks with Driversnote.
Start TrackingAutomatic trip logging for FBT and tax claims. GPS-based, ATO-compliant, effortless.
Learn MoreFree. Instant. No signup. See your repayments, compare structures, and get matched to a licensed broker in under 2 minutes.
Looking for mortgage repayment tools? Visit our partner Mortgage Calculator Agent for comprehensive home loan calculators.
